Renters insurance for your apartment is one of the wisest investments you can make when living in apartment complexes.

Many people don’t take advantage of renters insurance because of a common myth: the cost. Renters insurance is surprisingly inexpensive. For a small fee a month, normally between $10 and $20, you can save thousands of dollars in case you have to replace your belongings. In all honesty, I’d much rather pay about $10 a month than to pay over $200 to replace a lost television or over $500 for a new laptop.

Renters insurance also covers liability for anything you’re found negligent to have caused an accident or a fire. Basic renters insurance may run you as little as $100 a year. In my opinion, that’s a small price to pay for piece of mind and the reassurance of securing your precious belongings. This video shows what happens when people choose not to invest.

Often, people choose to pair their renters insurance with their auto insurance for a reduced fee. If you don’t not already have renters insurance or are unsure, consult one of the leasing agents in the Costa Bella Apartments leasing office and they’ll be glad to help.

Remember, it’s better to be safe than sorry!

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• Renters Insurance: Why You Need It (rentersinsurance.org)